Credit Card:

Credit Card is issued by a financial institution to facilitate transaction against credit limit for a certain period for the following person based on the criteria mentioned below:

• salaried person on the basis of salary
  
• business person based on the strength of business
  
• depositor who maintain handsome deposit in a bank
  

Following documents are required to issue a Credit Card of a salaried person or a depositor:

• bank statement for three/six months
  
• certificate of salary
• Tax Identification Number (TIN) certificate
• identification documents & a copy of passport size photograph
• application to be filled supplied by the institution with two reference
  

For business person the financial institution needs following documents:

• bank statement for three/six months
• TIN certificate
• identification documents & a copy of passport size photograph
  
• Updated Trade License (copy)
• application to be filled supplied by the institution with two reference
  
• board resolution (for a limited company)
• memorandum and article of association (for a limited company)
• certificate of incorporation (for a limited company)
  
• and other documents on the basis of the nature of business (if needed)

The credit card also can be used in the form of foreign currency. But the foreign currency is allocated from the travel quota of a Bangladeshi nationality against the yearly entitlement. To use credit facility in foreign currency the card holder need to take approval from the issuing authority on submission of following documents:

• Original passport for endorsement with maximum limit up to USD 4,000.00 out of which USD 3,000.00 to travel other than SAARC countries
• After endorsement copy of the first four pages and copy of the page of endorsement of passport to be kept by the issuing authority
• At the same time the card holder must intimate the issuing authority prior to leaving country to open the credit limit to enjoy in abroad.