Dormant Account :

Generally when a bank account has no transaction for a long period of time then the said account kept in different status called as dormant. If there is no activity in a current account for one year or in a savings account there is no activity for two years then the status of account defined as dormant. A banker has an obligation to intimate customer through a letter mentioning the status of the account with a request to regularize the same by depositing and or withdrawing fund from the respective account.

To activate the dormant account the customer must provide a written request addressed to the branch manager to make the account as regular for transaction.