Stale Cheque:

When a cheque is issued mentioning a date but presented at the counter of paying bank after a certain period i.e after the period of six months for payment then the instrument is called as state cheque. A bank can not make payment such cheque as it is deemed an irregular Bill of Exchange. Therefore, a bank may refuse to honor it unless its drawer reconfirms it payment either by inserting a new payment date with his valid signature or by issuing a new cheque.